Pet Insurance Companies

List of pet insurance companies in the USA at a glance

Every profile names the licensed insurer backing each policy, which is its underwriter, and lists the plan types offered by the brand. Many brands have one company handle sales while another company handles underwriting. Take Figo, whose policies are underwritten by Independence American Insurance Company, and Prudent Pet, which works with Markel American Insurance Company to handle underwriting.

Largest and most popular pet insurance companies

Trupanion Group has a 29.2% market share and ranks number 1 in Insurance Business Magazine's market report. Nationwide Corp Group ranks number 2 with 21.05%. Lemonade and Nationwide top US monthly search interest at 100K to 1M searches. Google Ads Keyword Planner provides this data, and it doesn't reflect company size. Brands with 10K to 100K searches include Trupanion, Fetch, Spot, Embrace, Pumpkin, Progressive, Costco Pet Insurance, Healthy Paws, and Pets Best.

More pet insurance brands

Hartville plans give dogs and cats options for accidents and illness, for accidents only, and for wellness add-ons. Hartville uses policies underwritten by United States Fire Insurance Company. Bivvy Pet Insurance has closed its applications and neither issues nor renews policies. MetLife Pet Insurance acquired PetFirst pet insurance. Coverage includes dogs, cats, birds, amphibians, and goats. Annual deductible choices from 24PetWatch are $100, $250, $500, or $1,000. Make the deductible payment first. You owe a 20% copay on the bills, while reimbursement covers 80%.

Plans that offer discounts instead of insurance

Marketed as a Pet Assure pet insurance alternative, this plan reduces the cost of in-house vet care by 25% at clinics that take part. It covers dogs, cats, birds, and exotics. Where insurance waits to pay claims, Pet Assure gives you an instant discount at the clinic. It covers older pets and pre-existing conditions too, meaning health issues that began before you joined.

Common questions

Do you need an agent or broker for pet insurance?

Company disclosures for each brand identify its licensed underwriter and plan types, not agent or broker rules. GEICO and Aflac market plans with underwriters including American Pet Insurance Company.

Which pet insurance company is the best choice?

Because no single company fits every pet, compare the underwriter and plan types in each policy sample. State Farm is one example, and it offers accident-and-illness coverage. AKC Pet Insurance, among its options, offers accident-only plans and wellness add-ons.